Pay less for the things you were going to do anyway.
Pandley Credits buy cinema tickets, dinner, spa visits and event access for less than you would pay in cash. Buy now, spend from .
Enter an amount to see your credits.
Your credit code is sent here, and this is how you sign in later.
Cinema
Standard and premium seats, evening slots included.
Dining
Restaurants, quick service and casual chains.
Cafés
Coffee, brunch and workspace spots.
Spa & salon
Massage, hair, nails and barbing.
Events
Shows, concerts and ticketed experiences.
Family leisure
Play centres and weekend outings.
We publish each partner by name once the agreement is signed. Until then we only name the categories.
Buy credits
Pay by transfer or card. You get more credits than you paid in naira.
Get your code
A credit code arrives by SMS and sits in your Pandley account. Lock it to your phone number so only you can spend it.
Spend it
Pick what you want in the app, show the code at the counter. Staff enter it and you are done.
- Credits do not convert back to cash. They pay for goods, services and experiences at partner locations.
- Valid five years, renewed automatically. Your credits do not quietly expire.
- Credits activate on . If we do not go live on that date, you get a full refund without asking.
- You can send credits to someone else. Until they lock the code to their number, anyone holding it can use it.
- Credit value is fixed in naira. It buys what naira buys at the time you spend it.
Running a programme?
Pandley issues credits for staff benefits, healthcare access and humanitarian cash and voucher assistance, with category and location rules set by you.
